Money can be tough for a lot of people. In fact, a 2023 BankRate survey found that 52 percent of Americans suffer mentally due to financial stress. At Aristocrat, we provide resources to help alleviate that stress.
Mondays: Liz Ann Live
Liz Ann Live: Market Outlook
Liz Ann Sonders and host Joe Mazzola will discuss her Market Commentary column and update you on the latest economic data and indicators that could impact the investing landscape.
Mondays, Jan. 5, 12, 26, Feb. 2, 9, 23, March 2, 9, 16, 23, 30, 12 p.m. PT / 3 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Tuesdays: Investing
Smart investing: Putting your money to work for you
New to investing? We’ve got you covered. Better understand the ins and outs of investing, including how to set goals, start investing, and stay on track.
Tuesdays, Jan. 6, Feb. 17, March 17, 10 a.m. PT / 1 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
7 fundamentals you need for investing success
Hone your investing skills. Learn how to build an investment strategy around your goals, why a diversified portfolio matters, and ways to monitor your progress.
Tuesdays, Jan. 13, March 10, 10 a.m. PT / 1 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Stay on track: Managing risk in your portfolio
Now that you have your portfolio in place, how do you keep it on track? Learn how to assess and manage the investment risk in your portfolio to stay in line with your objectives and to adapt your portfolio along the way.
Tuesdays, Jan. 27, Feb. 3, March 31, 10 a.m. PT / 1 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Investing trends in the Black community
Learn the latest ways the Black community is investing in a more secure financial future. Get seven key investing principles that can guide you in developing and implementing your plan.
Tuesdays, Feb. 10 and 24, 10 a.m. PT / 1 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Women and investing: Take charge of your financial future
Women face daily challenges and life events that can have major financial impacts. Join the conversation and take the next step toward your financial goals.
Tuesdays, March 3 and 24, 10 a.m. PT / 1 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Wednesdays: Personal finance/saving
Smart saving: Building a strong financial foundation
Be the boss of your finances. Discover how to maximize your money’s potential for the future you have in mind while balancing your savings goals.
Wednesdays, Jan. 7, March 11, 9 a.m. PT / 12 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Behavioral finance: How emotions influence your financial decisions
Your emotions impact your finances. But it’s something you can control. Explore the science behind how we make financial decisions and learn how to be smarter about your money.
Wednesday, Feb. 4, 9 a.m. PT / 12 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Making sense of Health Savings Accounts
Save for a rainy day—and your future health care. Uncover the tax benefits and investment options a Health Savings Account can provide and learn how to budget for health care in retirement.
Wednesday, Feb. 11, 9 a.m. PT / 12 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Live panel discussion: Financial fitness during market volatility
Uncertain markets can test your financial fitness and decision-making. Learn how to get organized, build a plan, and make progress towards your goals.
Wednesday, Feb. 18, 9 a.m. PT / 12 p.m. ET or 12 p.m. PT / 3 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Smart spending: Living well without overspending
Your imagination has no limit, but your budget does. Learn how to take control of your finances with tips for tracking your expenses, creating an effective spending plan, and avoiding pitfalls like debt.
Wednesday, Feb. 25, 9 a.m. PT / 12 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
College savings: Invest in the future
Need help saving for college? Learn how to create a college savings plan and explore the pros and cons of the types of savings accounts available to you.
Wednesday, March 4, 9 a.m. PT / 12 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Helping your aging parents
Talking about finances at any age is a delicate matter. Find out how you can help your parents with their finances by checking in on their insurance, Social Security, and accounts.
Wednesday, March 18, 9 a.m. PT / 12 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Why everyone needs an estate plan
A few steps now could make a big difference for your loved ones later. Learn how to use estate planning to take greater control over your assets and how to prepare before talking with a planning professional.
Wednesday, March 25, 9 a.m. PT / 12 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Thursdays: Retirement
Your Social Security
Learn how Social Security works, get tips for deciding when to start collecting these benefits, and explore other potential sources of retirement income.
Thursdays, Jan. 8, Feb. 19, March 19, 12 p.m. PT / 3 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Countdown to retirement: What should I do with 10 years or less to go?
Nearing the final stretch before retirement? Prepare for your life in retirement by learning some practical financial strategies, including tips for your drawdown and how to manage cash and investments.
Thursdays, Jan. 15, Feb. 12 (Spanish), Feb. 26, 12 p.m. PT / 3 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Funding your paycheck in retirement
Not sure how to turn your retirement savings into income? Learn how to build and manage an effective plan to fund your retirement.
Thursdays, Jan. 29, March 5, 12 p.m. PT / 3 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Live panel discussion: Social Security and Medicare
Learn the basics of Social Security and Medicare benefits so that you’re better prepared to decide what’s right for you.
Thursday, March 12, 9 a.m. PT / 12 p.m. ET or 12 p.m. PT / 3 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Fridays: Quick takes and live demos
Live demo: The Rollover Center
Brush the dust off your old 401(k). Better understand the options for managing a 401(k) from your previous employer with this demonstration of our Rollover Center.
Friday, Feb. 13, 11 a.m. PT / 2 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Live demo: My Retirement Progress
En route to retirement? My Retirement Progress™ can help. Watch a short demo on My Retirement Progress™, an interactive tool designed to assess where you are financially and help you plan how to reach retirement.
Friday, Feb. 27, 11 a.m. PT / 2 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Quick take: Women and investing
Join the conversation on the challenges and life events that women may face. Learn next steps to help you work toward your financial goals.
Friday, March 13, 11 a.m. PT / 2 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
Live demo: Paycheck calculator
Think you can’t afford to save? Think again.
Explore the power of every dollar saved with this demo on our Paycheck Calculator found in the Learning Center.
Friday, March 27, 11 a.m. PT / 2 p.m. ET
Visit https://www.schwab.com/yourmoney to register.
In addition to managing a great 401(k) plan, our partnership with Charles Schwab gives you access to financial planning tools and experts. You can explore a number of their services, including:
Participant Webcast-Schwab Learning Center: A place to review general information and tools on Money Basics, Savings Fundamentals, Pre-Retirement Playbook, Financial Fitness Quiz, Schwab Safe, and Calculators & Resources. You do not need to log in to access.
My Learning Center: For more personalized information, tools, and webcasts. Must log in to access.
Here’s how it works:
Candidly Student Loan Resource: It’s important to start saving and investing early for future financial goals. But that’s not always easy to do when student loan payments eat up your budget. You now have access to Candidly,* a new student loan resource that may help you better understand and manage your student loan debt.
Key features include:
Explore Candidly student loan resources. Get started now
*Candidly is not affiliated with Schwab Retirement Plan Services, Inc., or its affiliates.
Financial Consultations: Each member is entitled to one 30-minute no cost telephonic consultation with a financial counselor. Typical matters include credit counseling, debt and budgeting assistance, tax planning, retirement, and college planning questions. These services are provided by seasoned financial professionals and licensed CPA’s.
Tax Preparation and Consultation Component: Members are entitled to receive one 30-minute no-cost telephonic income tax planning-related consultation per year on each separate tax issue they encounter. Preparation of all personal income tax documents are prepared by a CPA at a preferred rate reduction of 25% from the CPA’s normal fee.
Resources: Members also have access to an online library of free financial articles and tools.
These services can be accessed through your Lyra account under “other resources” or by calling (877) 248-1047.