Pick Your Healing Potion
Our medical plans, provided through Aetna, are designed to help you and your family get quality care at an affordable price. Employee only coverage under the HDHP plan is free to employees who enroll in the employee-only tier. In-network providers can be found for any plan using the PPO and HMO quick links in the sidebar.
If you need help selecting the plan that will best meet your needs, visit ALEX and see what he has to say.
September is Suicide Prevention Awareness month. Warning signs of suicide can show up in what someone says, how they feel or how they behave. These may include talking about wanting to die or feeling hopeless, expressing intense emotional pain, withdrawing from others, dramatic mood changes, increased use of alcohol or drugs, or major changes in sleep, behavior, or routines. Learn how to recognize the warning signs when someone’s at risk and what steps you can take to help support them. Suicide Prevention Awareness Month is an opportunity to focus on hope, connection and caring for one another. By sharing information, encouraging open conversations, and highlighting available support options, we can help create a culture where people feel seen, supported, and comfortable reaching out for help.
Review the September Aetna Wellbeing Newsletter for more information.
Take a moment to genuinely check in with yourself and others. Asking someone how they’re really doing — and listening without judgment — can make a powerful difference. You don’t need to have answers or solutions; being present and showing that you care may help reduce isolation and build connection, which may help support suicide prevention.
Talking about mental health and suicide does not increase risk. Research shows that open, caring conversations can help reduce stigma and may make it more likely someone will seek support. Sometimes, one honest check in can truly make a difference.
The following sections provide an overview of each plan available to you.
The EPO plan provides coverage through in-network doctors. There is a deductible and co-insurance that applies to inpatient hospital stay and outpatient surgery. There is no out-of-network coverage with this plan. If you seek out-of-network treatment, you are responsible for the full cost of treatment. The only exception in which you would be covered is in the event of an emergency.
There are two Preferred Provider Organization (PPO) plans: the PPO Base and PPO Buy Up. Both offer the flexibility to choose an in-network or out-of-network provider each time you need care. However, you will save money when you visit in-network providers. You will likely have copays for office visits and the pharmacy. Other services like testing and hospitalization will likely fall under deductible or coinsurance.
The High Deductible Health Plan (HDHP) offers health coverage with the ability to choose to visit in-network or out-of-network providers. The premium cost is lower when compared to other plans—and is 100% covered by Aristocrat at the employee-only tier—but you must satisfy a higher deductible before Aetna, the medical carrier, will begin paying for your medical services. However, you may be eligible to enroll in a Health Savings Account (HSA) which allows you to pay for certain expenses, including medical, dental, vision, and prescriptions with tax-free money.
Beginning in 2026, a $100/month spousal surcharge will apply to employees who choose to cover a spouse or domestic partner who has access to other medical coverage. This surcharge applies to medical coverage only and helps balance shared healthcare costs across the plan population.
If your spouse or domestic partner is enrolled in medical coverage an additional surcharge will be applied to the premium, be sure to read over the information regarding the Spouse/Domestic Partner Surcharge Agreement (located under Documents) and follow instructions if changes apply.
Pharmacy benefits are managed through Express Scripts, Inc. You will receive a separate ID card for prescription benefits that should be provided to your pharmacy. Prescription benefits are not provided through the Aetna medical plan. For additional information on your pharmacy benefits, please review the documents in the sidebar.
Beginning October 1, 2026, eligible employees enrolled in the Express Scripts pharmacy benefit may qualify for the SaveOnSP Copay Assistance Program. Employees who are eligible will receive a letter and a phone call from SaveOnSP with instructions for registering for the program.
Once enrolled, participants may be eligible for reduced copays, including copays as low as $0, for select specialty medications.
View the list of eligible medications here: www.saveonsp.com/aristocrattechnologies
| Aetna Plan Features | HDHP | EPO | PPO Base |
PPO Buy Up |
|---|---|---|---|---|
| In-Network* | In-Network Only | In-Network* | In-Network* | |
| Annual Deductible Individual/Family |
$2,000 / $4,000 | $500 / $1,000 | $2,000 / $4,000 | $1,000 / $2,000 |
| Annual Out-of-Pocket Maximum Individual/Family |
$5,000 / $10,000 | $3,000 / $6,000 | $5,000 / $10,000 | $4,000 / $8,000 |
| Aristocrat Annual HSA Contribution Individual/Family |
$1,000 / $2,000 | N/A | N/A | N/A |
| In-Network* you pay: | ||||
| Preventive Care Visit | Covered in full | Covered in full | Covered in full | Covered in full |
| Virtual Visit | 20% after deductible | $20/$40 copay | $25/$50 copay | $15/$30 copay |
| Primary Care Visit | 20% after deductible | $20 copay | $25 copay | $15 copay |
| Specialist Visit | 20% after deductible | $40 copay | $50 copay | $30 copay |
| Diagnostic Services Labs X-rays Advanced Radiology |
20% after deductible | No charge $25 $50 |
20% after deductible | 20% after deductible |
| Urgent Care | 20% after deductible | $25 copay | $75 copay | $50 copay |
| Emergency Room (copay waived if admitted) |
20% after deductible | $300; waived if admitted | $350; waived if admitted | $250 |
| Hospital Services | 20% after deductible | $300/day, up to 3 days $250 |
20% after deductible | 20% after deductible |
| Mental Health Services Inpatient Outpatient |
20% after deductible $0 |
$300/day, up to 3 days $0 |
20% after deductible $0 |
20% after deductible $0 |
| Prescription Drugs: Retail (up to a 30-day supply) | ||||
| Generic | $10 after deductible | $10 copay | $15 | $10 copay |
| Preferred Brand | $35 after deductible | $35 copay | $35 | $30 copay |
| Non-Preferred Brand | $60 after deductible | $60 copay | $60 | $50 copay |
| Prescription Drugs: Mail Order (up to a 90-day supply) | ||||
| Generic | $25 after deductible | $25 copay | $30 | $20 copay |
| Preferred Brand | $87.50 after deductible | $87.50 copay | $87.50 | $75 copay |
| Non-Preferred Brand | $150 after deductible | $150 copay | $150 | $125 copay |
*For Out-of-Network benefits on the PPO plans, please refer to the plan documents in the Documents section
| Coverage Level | HDHP | EPO | PPO Base | PPO Buy-Up |
|---|---|---|---|---|
| Employee | $12.38 | $17.85 | $45.43 | $111.84 |
| Employee + Spouse | $89.80 | $126.70 | $206.71 | $399.31 |
| Employee + Spouse (surcharge) | $135.95 | $172.85 | $252.87 | $445.46 |
| Employee + Child(ren) | $70.60 | $79.56 | $131.99 | $258.17 |
| Employee + Family | $122.77 | $164.42 | $248.57 | $451.12 |
| Employee + Family (Surcharge) | $168.93 | $210.57 | $294.72 | $497.27 |
Annual checkups help you stay healthy. Take care of yourself and your family by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor to schedule your FREE annual checkup today. Need to find a doctor? Visit aetna.com.
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