Health Savings Account (HSA)

Health Savings Account (HSA)

If you enroll in Aristocrat’s High Deductible Health Plan (HDHP), you are eligible to open a Health Savings Account (HSA). An HSA can help you pay for future eligible health care expenses such as medical, dental, vision care, and prescription drugs.

What’s in It for Me?

  • Aristocrat contributes $$$ to your HSA! It’s FREE money! The ATI contribution is funded on a BI-WEEKLY basis, in line with our pay dates. See the chart below for contributions.
  • You can set aside pre-tax money from your paycheck to help pay for additional out-of-pocket health care expenses. HSAs give you triple tax advantages:
    • Your contributions to the HSA are not taxed
    • Payment of qualified expenses are tax-free
    • Earnings are tax-free
  • The HSA is an individual account you own! You are immediately vested and the entire balance is yours to keep. If you leave the company, the account goes with you.
  • You can make changes to your HSA contributions at any time. Plus, unused funds always roll over to the next plan year.
  • Freedom to control and manage your healthcare spending and savings to grow your balance for future qualified medical expenses, such as those in retirement.

How Much Can I Contribute?

Contributions cannot exceed the annual IRS maximums. In 2025, the IRS maximum for individual coverage is $4,300 and for family coverage is $8,550. If you are age 55 or over, you may contribute an additional $1,000.

Coverage Type 2025 Aristocrat HSA Contribution* 2025 Maximum Employee Contribution 2025 Maximum Contribution Limit
Individual $1,000
($38.46 on a Bi-Weekly basis)
$3,300 $4,300
Family $2,000
($76.92 on a Bi-Weekly basis)
$6,550 $8,550
Age 55+ Additional $1,000

*New Hires: Prorated based on Date of Hire.

HSA Eligibility Requirements:

  • You must be enrolled in the High Deductible Health Plan (HDHP).
  • You cannot be covered under another non-qualified health plan, including your spouse’s Health Care Flexible Spending Account.
  • You cannot be enrolled in Medicare or Tricare.
  • You cannot be claimed as a dependent on someone else’s tax return.