Voluntary Benefits

Voluntary Benefits

Buff Your Coverage

Enhance your benefits coverage by electing voluntary benefits. You are responsible for the cost of coverage and premiums may be payroll deducted.

Payroll Deducted

Accident Insurance

Accidents can happen any time, and expenses outside of medical costs can pile up. As an eligible employee, you can buy Accident insurance to help ease any unplanned financial burdens. The benefit amount is determined by the injury and medical care received and is paid in a lump sum amount to be used as you see fit. Coverage is available for you, your spouse/domestic partner, and your dependent children.

For more information, please review the documents in the sidebar.

Critical Illness Insurance

Are you protected if you experience a critical illness? As an eligible employee, you can buy Critical Illness insurance to help pay for expenses related to the diagnosis of a critical illness, such as a heart attack, coma, kidney failure, or cancer. Each illness has a set benefit amount and is paid in a lump sum amount for you to use however you need. Coverage is available for you, your spouse/domestic partner, and your dependent children.

For more information, please review the documents in the sidebar.

Hospital Indemnity Insurance

An unexpected hospital stay can be expensive, even with medical insurance. As an eligible employee, you can buy Hospital Indemnity insurance to help pay for expenses and bills related to being admitted or confined in any hospital. Coverage is available for you, your spouse/domestic partner, and your dependent children.

For more information, please review the documents in the sidebar.

Legal Services

When you enroll in the ARAG Legal Plan, you gain access to attorneys who can offer help and advice on a variety of legal issues. The plan can cover you and your eligible dependents.

The legal plan gives you access to identity theft services, guardianship services, home buying services, home equity loans, home refinancing services, and more!

For more information, please review the documents in the sidebar.

Identity Theft Coverage

Receive the tools, resources, and guidance you need to help you identify, mitigate, or respond to identity theft. The Premier and Premier Plus plans, through Norton LifeLock, provides access to personal case managers who offer step-by-step assistance and guidance if you experience identity theft.  You receive protection when you connect online, protection of your personal information and finances, credit monitoring, device security, parental controls and more.

For more information, please review all plan documents in the sidebar.

Pet Discount and Pharmacy Plans

Pets are part of the family—so in the event of a health emergency, it’s important that they’re covered just like any other loved one. Pet Assure and the PetPlus Program, by Pet Benefit Solutions, provide discounts on services like office visits, vaccinations, and hospitalizations, as well as medications, vitamins, treats, and supplies for your pets.

Both services include a 24/7 help line for questions or to help find your lost pet. Enroll in either plan or both at any time throughout the year.

For more information, please review the documents in the sidebar.

Directly Billed

Pet Insurance

Your pets can receive coverage to stay healthy, too. Voluntary Pet insurance, through Nationwide helps you be financially prepared, as veterinary bills can add up quickly. You can save on unexpected veterinary expenses plus optional coverage to help pay for routine veterinary care, such as vaccines, wellness exams, and teeth cleaning.

For more information, please review the documents in the sidebar.